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So we want to make it easier to shop and understand products because many people aren't educated about what's offered - do you know your premiums? Do you know your copays? Do you know your deductibles? And so figuring out ways that we help people understand what this is, how it works, and that they can shop to get what they need.

Realizing your goal, resolution, or transformation is a journey. Change, like any meaningful endeavor, proceeds sequentially through steps. The journey begins with the contemplation stage of specifying realistic goals, getting ready, or getting psyched. The planning stage is all about prepping. How exactly will I do this thing? At some point you will jump from preparing and planning to perspiring, the work of implementing the new, desired behavior. Getting there is wonderful, but we need to keep you there, which entails persevering through slips and, finally, persisting over time.

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