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We're running into a lot of new problems today because of what we emphasize in this culture. The word 'success' to the average person means earning a lot of money and having a home, two cars, children in college. Success to me is entirely different to what success is to the average person.  Success is being a successful human being in terms of pursuing what you believe in. If you believe in making paintings, writing poetry, writing music. If this is what you really want, you're successful to yourself. But to be successful to your culture means to sell yourself short of what you really want
Near the top of the market, investors are extraordinarily optimistic because they've seen mostly higher prices for a year or two. The sell-offs witnessed during that span were usually brief. Even when they were severe, the market bounced back quickly and always rose to loftier levels. At the top, optimism is king, speculation is running wild, stocks carry high price/earnings ratios, and liquidity has evaporated. A small rise in interest rates can easily be the catalyst for triggering a bear market at that point.

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