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Chanda Kochhar Quotes - Page 1

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I was good with numbers.
Chanda Kochhar / Manager
Good
Numbers
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Innovation is a necessity.
Chanda Kochhar / Manager
Innovation
Necessity
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Take destiny in your own hands.
Chanda Kochhar / Manager
Hands
Destiny Your Own
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Nobody likes high interest rates.
Chanda Kochhar / Manager
Likes
Interest Rates
Rates
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No one thing can change the face of any sector.
Chanda Kochhar / Manager
Sector
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I had to work just as hard as my male colleagues.
Chanda Kochhar / Manager
Colleagues
Male
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Only if you aspire for more will you achieve more.
Chanda Kochhar / Manager
Aspire
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Don't cut corners or compromise to achieve your dreams.
Chanda Kochhar / Manager
Achieve
Compromise
Corners
Your Dreams
Dreams Your Your Dreams
Cut
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Practise and practise to make your dreams turn into reality.
Chanda Kochhar / Manager
Practise
Your Dreams
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Life comprises of both: opportunities as well as challenges.
Chanda Kochhar / Manager
Opportunities
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Mark-to-market losses are not real loss. It's a notional loss.
Chanda Kochhar / Manager
Loss
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Remember to be sensitive to the feelings of people around you.
Chanda Kochhar / Manager
Sensitive
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You can maintain work-life balance even while pursuing careers.
Chanda Kochhar / Manager
Careers
Maintain
Pursuing
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Don't give up on something just because you think you can't do it.
Chanda Kochhar / Manager
Don't Give Up
Giving Up
Thinking
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Payments banks can also act as business correspondents of other banks.
Chanda Kochhar / Manager
Banks
Payments
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I take all the stress on myself so everyone else can work without stress.
Chanda Kochhar / Manager
Everyone Else
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The important source of finance is now commercial papers, bonds, and so on.
Chanda Kochhar / Manager
Finance
Papers
Bonds
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I chose to be a working wife and mother. Why should I compromise on either?
Chanda Kochhar / Manager
Compromise
Mother
Wife
Chose
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I have it all because my children did not whine and cry when I was not there.
Chanda Kochhar / Manager
Whine
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We have to always set an aspiration for ourselves and then strive to get there.
Chanda Kochhar / Manager
Aspiration
Strive
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Thankfully I have an ecosystem of in-laws, parents and husband, who are my rocks.
Chanda Kochhar / Manager
Husband
In-laws
Rocks
Ecosystem
Parents
Thankfully
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The growth that we are targeting for our bank is in line with the banking industry.
Chanda Kochhar / Manager
Banking
Bank
Targeting
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The consolidation that we started in 2009 was clearly the requirement of that time.
Chanda Kochhar / Manager
Consolidation
Requirement
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When I moved from corporate to consumer banking, I brought a lot of synergy with me.
Chanda Kochhar / Manager
Banking
Corporate
Synergy
Consumer
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Every entrepreneur, whether man or woman, should start with a robust business structure.
Chanda Kochhar / Manager
Entrepreneur
Robust
Structure
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All three of us - two sisters and a brother - were brought up with an emphasis on academics.
Chanda Kochhar / Manager
Emphasis
Academics
Sisters
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It's very important to have the comfort of the regulator in every geography where you operate.
Chanda Kochhar / Manager
Comfort
Geography
Operate
Regulator
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Punjab is central to our business strategy, and we are an active partner in the state's growth.
Chanda Kochhar / Manager
Active
Strategy
Central
Partner
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We will leverage technology to collaborate with the government in its e-governance initiatives.
Chanda Kochhar / Manager
Government
Technology
Initiatives
Leverage
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What is important for a leader is that you walk in a stable manner in your own shoes and do not trip.
Chanda Kochhar / Manager
Stable
Manner
Trip
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The Indian banking industry has always been full of competition, and there is enough room for growth.
Chanda Kochhar / Manager
Banking
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Business models that are relevant today are not relevant tomorrow and were not in existence yesterday.
Chanda Kochhar / Manager
Models
Relevant
Yesterday
Business Today Tomorrow
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I think India's growth itself will give opportunities for Indian banks to become substantially bigger.
Chanda Kochhar / Manager
Banks
Substantially
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What's important is that we see each year what the opportunities are, and make use of the opportunity.
Chanda Kochhar / Manager
Each Year
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I have always said that a bank's lending rates do not only depend on rate cuts - it is just one signal.
Chanda Kochhar / Manager
Just One
Lending
Rate
Bank
Cuts
Signal
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My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate.
Chanda Kochhar / Manager
Banking
Gdp
Rate
Growth Rate
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You have to handle the challenges and emerge stronger from them, rather than allow them to bog you down.
Chanda Kochhar / Manager
Handle
Stronger
Emerge
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If you take existing ideas and make them affordable and scalable, you substantially change business models.
Chanda Kochhar / Manager
Affordable
Models
Existing
Substantially
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I believe that India's long-term growth story is strong, and foreign investors are keen to be a part of it.
Chanda Kochhar / Manager
Investors
Long Term
Growth Believe I Believe
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Rising incomes and positive demographics will provide opportunities for retail financial services in India.
Chanda Kochhar / Manager
Demographics
Financial Services
Retail
Incomes
Services
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I believe in fate, but I also believe that hard work and diligence plays a very important role in our lives.
Chanda Kochhar / Manager
Diligence
Fate
Hard
Hard Work
Important
Our Lives
Work Hard Work Believe
Very
Also
Important Role
Plays
Role
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There were so many occasions when I wasn't around for my kids or my husband. But we learnt to work around it.
Chanda Kochhar / Manager
Learnt
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Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it.
Chanda Kochhar / Manager
Consumed
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In India, we have the opportunity to give innovation the kind of scale that no other country in the world can.
Chanda Kochhar / Manager
Innovation
Scale
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We have a vision of a strong and prosperous India and an equally strong belief that this vision is achievable.
Chanda Kochhar / Manager
Prosperous
Equally
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ICICI Group has always been a catalyst in India's growth and continues to support the country in every sphere.
Chanda Kochhar / Manager
Catalyst
Sphere
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Adaptability is a great asset to have because life is so unpredictable, and things can change overnight for any of us.
Chanda Kochhar / Manager
Adaptability
Unpredictable
Life Change Great
Asset
Overnight
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A demography that is digitising rapidly, and the potential to invest in infrastructure, are the key strengths of India.
Chanda Kochhar / Manager
Infrastructure
Invest
Rapidly
Strengths
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We need to start work with the idea that we’re going to learn every day. I learn, even at my position, every single day.
Chanda Kochhar / Manager
Inspiring
Ideas
Needs
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As far as investors and customers are concerned, I make it a point to answer each and every piece of mail that comes to me.
Chanda Kochhar / Manager
Investors
Mail
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