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There are downsides to implicitly trusting banks, as the 2008 financial crisis showed.
The financial crisis revealed important weaknesses in many areas of our financial system.
The financial crisis involved significant failures in the functioning, regulation, and supervision of OTC derivatives markets.
With the lessons taken from the financial crisis in 1997, the Republic of Korea has been able to surmount the global economic crisis rather successfully.
In response to the drop in wealth suffered as a consequence of the 2008 financial crisis, homeowners and firms did attempt to increase savings in financial assets by reducing expenditure on durables.