We are very much engaged across the government, very much engaged in streamlining and simplifying our activities with borrowers and lenders, because that saves time and saves costs and we believe we can do that while maintaining the same or increased levels of oversight and risk management.

It's amazing to think how powerful of a force optimism and hope can be. It's the thing that saves me. I believed that I lived in the greatest country in the world. I still believe that, and consequently, I believed that I had a chance, even though things around me were absolutely crazy and difficult.

If my colleagues stop eating donuts and are more active, it saves me money on next year's insurance premium, and I get to work with people who have more energy and creativity each day. Yet most organizations fail to make health a cultural priority. Instead, they treat healthcare like any other expense.

A gun can be dangerous. But a gun can protect you, you can hunt for food with it - you know, the tool itself is a tool. The intention of the party using the tool is a part of the process, right? You know: the knife cuts the steak, stabs the person, saves somebody from danger, cuts somebody out of a car.

I think that I have less conviction than ever that poetry matters - that poetry changes or saves anything or anyone. But, in fact, that's tremendously freeing. If it doesn't matter much, the stakes are lower and you can't really fail. It's insurrection. It's a tiny alphabet revolution. A secret. A psalm.

Years of cultural programming have taught us to love some animals while eating others, when in all reality, all animals are sentient beings with the capacity to feel, both physically and emotionally. Every day, I have the choice to live a life of compassion that not only saves animals but helps the environment.

In my barrio, jobs work and money saves lives. When I have had the funds to place a gang member on a job site and pay his salary, I've seen him stop banging. When, on the rarest of occasions, an employer has offered a job to one of these youth, I've witnessed kids suddenly have a reason to get up in the morning.

It's been a long comeback. Things were pretty dark for me. But I have a faith now, and it saves my day. I was angry with God for a long time because I was unhappy with me. I hadn't learned to make the distinction between God and my parents. But there's a peace now. In the end, I got sick and tired of being sick and tired.

Safe care saves lives and saves money. Adverse events like high levels of infection, blood clots or falls in hospital, emergency readmissions and pressure sores cost the NHS billions of pounds every year. There is a serious human cost, too, with patients ending up injured, or even dead. Most are avoidable with the right care.

Computers shouldn't be parents, but they are. Please, spend time with your kids. If you don't want to, then I don't want to. It might hurt you to discipline your offspring, but it saves the child from being disciplined later by someone less forgiving. Like a criminal court judge. If you don't spank your child, someone else will.

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