Jean Chatzky Quotes

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  • Journalist
  • born 1964
  • 140 quotes

Jean Chatzky, a journalist (born 1964), is quoted 140 times on QuoteForever. The subjects that come up most often are Debt, Credit, Retirement and Couples.

Quotes with a ready-made image come first, then the rest in order of how often they are read and shared. Open any quote to copy it, share it, or turn it into a picture quote.

A little personality goes a long way.

It's not about having it all. It's about having what you value most.

The interest rate you receive, however, is contingent on your credit score.

Just because someone will lend money to you doesn't mean you should borrow it.

Put all of your savings on autopilot, and you won't likely notice the missing cash.

One of my rules is: If it's good for the planet, it's usually good for your wallet.

One thing I want to make clear: You never want to hide from your debts. It doesn't work.

You really don't need to hire a debt settlement company to negotiate with your creditors.

I've never been a fan of loans between relatives or friends. They can divide relationships.

Joining finances can be tricky. Money has long topped the list of topics couples fight about.

You can have a do-over starting today. But you have to get over the feeling that it's too late

If you default on an unsecured debt, you won't lose anything (except points on your credit score).

Use an accountant the first time you file your taxes after becoming a freelancer. It will be worth it.

Our culture highlights the desire to always have more, even when we should be grateful for what we have.

Embrace your fire - even in hard times. A down economy can actually be a great time to start a business.

Rolling all of your debts into a single loan is a good idea - in theory. In fact, it can be a great idea.

If you haven't gotten a raise in the past couple years for a job well done, it might be time to ask for one.

Don't let the fact that you're spending time getting organized result in late fees on your credit card bills.

By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later.

Simply calling your credit card issuer and asking them to lower your interest rate may yield immediate savings.

If you'd asked me a few years ago about debt settlement companies, I probably would have told you to avoid them.

Anything past 90 days constitutes 'severe,' but all late payments stay on your report for seven years if reported.

No company can promise an end date, but if you have multiple debts, the first one should be settled within a year.

If you have even a smidgen of doubt that you'll be able to stay away from racking up additional debt, don't do it.

Unlike other loans, a reverse mortgage doesn't have to be repaid until the borrower moves out of the home or passes away.

Find the autonomy in your work. Autonomy is key to feeling good about the work you do, no matter what kind of work it is.

Older couples bring obligations such as support payments and debt as well as decades of financial experience to a marriage.

Even in the days of the tightest credit in 2008, HELOCs [ home equity line of credit ] and home equity loans were being made.

Whether it's fly-fishing, taking your camper to the Everglades, or just traveling, everyone has got a little retirement dream.

Anticipating a boomerang child seems the odds-on thing to do. Think about furnishing - hello, sleeper sofa - with this in mind.

If you're comfortable with what you have and who you are, you'll automatically be more comfortable talking about your finances.

Where wealth is concerned, individuals aren't stuck in little boxes. You don't start out wealthy, stay wealthy, and end wealthy.

You won't be caught off guard and you won't feel guilty, because you'll be spending money that you've allocated for the occasion.

You must be sure - and I mean absolutely positive - that you have the willpower to pay off those credit cards and not use them again.

Knowing where you stand in your quest to accumulate enough money for retirement is an incredibly important part of the planning process.

Wills are trumped by legal titles to real estate or beneficiary designations on financial accounts, retirement plans and insurance policies.

Eliminating or substantially lowering just one major monthly expense can give you enough cushion to move into a more comfortable place financially.

Nontraditional students often have the misconception that aid is intended only for high school students entering college. Luckily, that's not the case.

In fact, the bigger the bill, the less likely you are to spend it. If you want to really save money, spend only cash and carry only fifty-dollar bills.

When you're setting up a budget, a general rule is to start with your fixed expenses - your housing and insurance payments, and car payment, if you own one.

If you're closing in on age 62 and intend to apply for a former spouse's Social Security benefit, don't remarry. You have to be single at the time you apply.

You'll get much better results by being upfront, answering creditors calls, and responding to their letters. Delaying the inevitable only digs a deeper hole.

It's not exactly a big surprise that women mature earlier than men do. As a result, they tend to display better judgment, particularly when it comes to money.

Garnishments tend to happen when people hide from their debts and stop making even minimum payments. Eventually, creditors sell the debt to a collection agency.

Your retirement comes before your children's tuition. That's because there's no financial aid for retirement, and there's still a good deal available for college.

Get your friends involved. Let your shopping buddies know that you're on a tight budget, and they can help you out when your willpower starts to weaken at the mall.

Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money you have - always a good thing.

Weak passwords are a crook's best friend. Make yours long and complex, and change them often - not just on your bank account but on your email and social media, too.

I give out similar advice all the time: Take a month to write down where your money is going. By the end, you'll have a road map that tells you where you can cut back.

Couples that do save have stronger, more stable, less stressful unions. In other words, you don't want to be fighting about saving; you just want to be saving, period.

Jean Chatzky is quoted on

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