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When we are relaxed and reasonable content, we are naturally wise. We accept that life is unpredictable, unreliable. We say jokingly or philosophically, "Nothing is sure except death and taxes," or "God willing and the creek don't rise," reminding each other that, notwithstanding the level of planning, we are continually dealing with being surprised. We get startled. We recover. We are disappointed. We adjust. Mostly-with Wisdom intact-we manage.