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The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class might not teach me to hate debt the way my grandmother, Big Mama did.

My grandmother told me once that when you lose somebody you think you've lost the whole world as well, but that's not the way things turn out in the end. Eventually, you pick yourself up and look out the window, and once you do you see everything that was there before the world ended is out there still. There are the same apple trees and the same songbirds, and over our heads, the very same sky that shines like heaven, so far above us we can never hope to reach such heights.

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