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Historically marginalized populations have already had less access to wealth and credit building opportunities, and the continued use of credit histories to set auto insurance pricing compounds racial discrimination and exacerbates wealth inequality.
You don't train someone for all of those years of medical school and residency, particularly people who want to help others optimize their physical and psychological health, and then have them run a claims-processing operation for insurance companies.
Comics creators are generally screwed in life: Most of us who are fortunate enough to do comics full time - which is very few of us - will literally draw until we die because we have no employment structures intact for retirement, much less insurance!
We spend billions on marginal and often unnecessary procedures on people who are in the final dying process, yet we leave millions of Americans out of the health insurance system, and America's kids have the worst dental health in the developed world.
Temporary is all you're going to get with any kind of health care, except the health care I'm telling you about. That's eternal health care, and it's free... I've opted to go with eternal health care instead of blowing money on these insurance schemes.
If there ever is government-run health care, the first ones to sign up should be the president and every member of Congress, including myself. You should be able to keep the insurance you've got today, if you like it, and always choose your own doctor.
And under Obamacare, insurance companies can no longer discriminate against women. Before, some wouldn't cover women's most basic needs, like contraception and maternity care, but would still charge us up to 50 percent more than men - for a worse plan.
Markets are as old as the crossroads. But capitalism, as we know it, is only a few hundred years old, enabled by cooperative arrangements and technologies, such as the joint-stock ownership company, shared liability insurance, double-entry bookkeeping.
I've declined every congressional benefit I could decline, federal health insurance, the retirement program, the 403(b) program, which I think is overly generous. I've got self-imposed term limits of six terms if I have the privilege to serve that long.
Credit default swap is basically just an agreement that I have with you, where I sell you insurance on some bond you own. If the bond goes belly up, I promise to pay you. And as long as the bond doesn't go belly up, you pay me for selling you insurance.
In 2009, UnitedHealth, a leading insurance company, paid $350 million to settle lawsuits brought by the American Medical Association and other physician groups for shortchanging consumers and physicians for medical services outside its preferred network.
I have survived ALS to continue my work as a musician and composer for 28 years due to the care I receive through insurance and Medicaid. Without these supports, my family can flatout not manage my care, and my life and career will be in serious jeopardy.
Doctors, dentists and nurses commonly take out malpractice insurance to pay for lawsuits. The trend has expanded to include hairdressers, accountants, vets, sports umpires and members of the clergy, all fearful of being sued for wrongful action or advice.
With Zipcar, consumers avoid the upfront cost of buying a car, not to mention gas, insurance, and repairs. Plus, they reduce the number of polluting vehicles on the road. Suddenly the planet-smart carless option is also the convenient money-saving option.
From zoning to labor to food safety to insurance, local food systems daily face a phalanx of regulatory hurdles designed and implemented to police industrial food models but which prejudicially wipe out the antidote: appropriate scaled local food systems.
The basic premise of insurance is the pooling of funds from many to cover the costs of some. There are complicated methods for how to do this, but one fact remains consistent: For insurance to work well, people need to be in and stay in the insurance pool.
My weekends are spent hidden in the woods, and then I have to come back and pretend to be this very upper-crust insurance investigator. But, I mean, duality's nice. You never get bored. You can't say the grass is always greener if you're in both backyards.
I have met too many people who are looking for work, worrying about their mortgage, uncertain about their health insurance, and doubting that things will get any better anytime soon. Not just concerned about the present, many of us are doubting the future.
And in terms of their crown jewel legislative achievement: who knew that when asked, 'will government impose a new federal mandate requiring middle class Americans to buy health insurance whether they can afford it or not?' The answer would be 'Yes we can!'
President Obama, through health care reform, strengthened Medicare. How did he do that? Well, he found savings by cutting subsidies to insurance companies, ensuring we were rooting out waste and fraud, and he used those savings to put it back into Medicare.
It is important to remember the purpose of health care reform: to make sure Americans have access to quality, affordable health care - especially those individuals who were being denied by their insurance companies because they weren't profitable customers.
I bought an insurance policy covering the inheritance tax my kids will have to pay when we die, which I thought was a good bit of forward thinking. And I always know I'm going to have enough for tax because I make sure I keep it back in my business account.
We got to think of other ways to help these kids out because there's a lot of kids who get hurt in college and then don't make it to the NFL and don't have insurance, and their entire lives are changed when they put their bodies on the line for their school.
The National Flood Insurance Program is a valuable tool in addressing the losses incurred throughout this country due to floods. It assures that businesses and families have access to affordable flood insurance that would not be available on the open market.
I understand that in these difficult economic times, the potential for any additional expense is not welcomed by American businesses. But in the long run, the health insurance reform law promises to cut health-care costs for U.S. businesses, not expand them.
Decisions about your health should be between you and your doctor, not a bureaucrat and an insurance company. Let's expand choice rather than limiting it. Let's create jobs instead of destroying them. And let's bring down the costs instead of driving them up.
Since the Affordable Care Act allows individuals to buy affordable health care coverage on their own, women no longer have to remain in a job just for the health insurance - they can feel free to start their own business or care for a child or elderly parent.
Pharmaceutical companies are enjoying unprecedented profits and access with this Administration. Yet the Republicans' prescription drug plan for seniors has been a colossal failure, and over 43 million Americans wake up every morning without health insurance.
I have been working since I was 20, and I'm 38. I actually once averaged out what I had made over my professional life. I think I could have made that much as a waiter or an insurance salesman. You know, I spent so many years in my 20's making $10,000 a year.
I've been denied coverage two times in my life - and it's after I've been in a big successful rock band. And I've a lot of met people who've been denied coverage who don't have the resources to fight the insurance companies. And they shouldn't have to do that.
My subcommittee will be thoroughly investigating this issue and demanding answers from Census officials on allegations that the Census Bureau is changing the wording of survey questions used to determine our nation's annual report on health insurance coverage.
It's like, hmm, there's people with $2000 weaves that could have bought health care with that weave money. They don't have insurance. People want what they want. And I guess that is a reason we have this big credit card problem and a lot of these foreclosures.
With interest rates rising, gold doesn't pay an interest rate, but every other currency - it becomes not only less important to hold gold as an alternative, but more expensive to hold it as an insurance policy and so that will be a burden on the price of gold.
My father was the child of academics and was probably destined to become an academic himself but vetoed that idea. Bailed, dropped out of graduate school and just went to work for an insurance company. But the house was full of books and music and all of that.
If we were to expand Medicaid, for every uninsured person we would cover, we'd kick more than one person out of private insurance or remove their opportunity to get private insurance. We're going to have too many people in the cart rather than pulling the cart.
Many seniors understand that Social Security is social insurance as opposed to a program where we put money aside for our own retirement. But most elderly individuals think they're getting their money back. So it isn't selfishness as much as a misunderstanding.
And I'll tell you, honestly, folks that I talk to, the 2.5 million breast cancer survivors in America, that I am one of, understand that we're done with insurance companies dropping us or denying us coverage because of - because we have a preexisting condition.
The 'find it, fix it 'model of medicine doesn't work any more. The U.S. healthcare system is bankrupting the country, bankrolling the insurance companies and exhausting healthcare staff. And despite all that, we are ranked 50th in the world for life expectancy.
We need to make sure that access to a curative drug doesn't become a yardstick by which poverty is eventually measured. Doing so requires a shared commitment between innovators and the insurance plans that are harder pressed to offer these advances to the poor.
It wasn't until I was injured at the gym - resulting in an emergency room visit and bill of $4,000 - that I realized the cost of forgoing health insurance. I was fine, but it took me more than a year to pay off that bill. That hurt worse than the injury itself.
Who's paying the million bucks? The insurance company. We've been trying for years to get the insurance industry to say to the gun industry, We won't insure you unless you have policies that will reduce the likelihood of guns falling into the wrong hands easily.
I leave Medicare alone. I create a new system for everyone under 65 where they get health care as a right. It's a basic plan. We roll Medicaid into that, but then we allow people to have choices and get private insurance to supplement that basic government plan.
Thousands of people in my district need health insurance, and ACA is helping them. I'm committed to do everything I can to help people get enrolled and get covered, and that includes moving needed reforms for the bill and helping people find affordable coverage.
Thanks to health reform, women across the country with private insurance can get birth control without paying out of pocket. This lets women make the health care decisions that are right for them and puts every one of us in charge of our own reproductive health.
Almost 30 years ago, I started seeking help from a counselor with a master's of social work in New York City, but we were never a good match. It was like being in a bad relationship, except the guy could actually bill my health insurance company for lousy dates.
The curious thing is Americans don't mind individual mandates when they come in the form of payroll taxes to buy mandatory public insurance. In fact, that's the system we call Social Security and Medicare, and both are so popular politicians dare not touch them.
To protect our country's economic future and the health and well being of all Americans, we must find a way to rein in out-of-control costs, provide quality, affordable health care choices to all, and make outrageous insurance industry abuses a thing of the past.
Texas is a great place to be rich and a terrible place to be poor. It's got the highest percentage of people without health insurance in the country. If you get injured on the job, good luck getting workers' comp. And God help you if you're poor and mentally ill.
For me, to find a place that doesn't have an organized tour going to it is becoming more and more difficult. A lot of times it involves danger of a political nature - places where the adventure-travel trips can't go because they can't get any liability insurance.
People are ready to say, 'Yes, we are ready for single-payer health insurance.' We are the only industrialized country in the world that does not have national health insurance. We are the richest in wealth and the poorest in health of all the industrial nations.