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Even if a financial institution rejects an initial application by an individual using a synthetic identity, credit bureaus create a record from the transaction based on the fraudulent credentials. Consequently, the record can be used repeatedly by a fraudster to establish a fake identity used to commit financial and other types of fraud.
When I joined the Marines, I went to Quantico for training. One of the first things I learned is that you can drop out of a run, a couple runs. You can fail the test or a couple tests in a row, and they'd give you a second try. But if you lied about anything, you were gone that afternoon. That's how important integrity is in the military.
In my platoon, we came from different parts of the country, with different backgrounds, different religious beliefs, different political beliefs—and yet we all put those differences aside. Fundamentally, I believe that’s what the American people expect of Congress as well. We all ought to be able to come together in Washington and do what’s best for our America.
The late Rev. Peter Gomes at The Memorial Church at Harvard was a true mentor to me when I was in college. He instilled in me a commitment to service, saying that it's not enough to believe in service, or support those who serve - you ought to find a way yourself to serve. When I looked at different options after college, nobody inspired me more than the 18- and 19-year-olds who serve on the front lines of our nation's military. Serving with them in the Marines as we together served our country was the greatest honor of my life to date.