Quotes of All Topics . Occasions . Authors
self-esteem, n. An erroneous appraisal.
Evaluate what you want - because what gets measured, gets produced.
How you measure the performance of your managers directly affects the way they act.
Ultimately, the appraisal of Grant's presidency rests upon posterity's view of Reconstruction.
You got to be rigorous in your appraisal system. The biggest cowards are managers who don't let people know where they stand.
When one cannot appraise out of one's own experience, the temptation to blunder is minimized, but even when one can, appraisal seems chiefly useful as appraisal of the appraiser.
Ten years ago in Nairobi we said that the participation of women in the decision-making and appraisal processes of the United Nations was essential if the organization was to effectively serve women's interests.
What interested me was not news, but appraisal. What I sought was to grasp the flavor of a man, his texture, his impact, what he stood for, what he believed in, what made him what he was and what color he gave to the fabric of his time.
If your appraisal comes back too low - you don't have at least 10% equity for a conforming loan or 20% for a jumbo loan - you might not be able to refinance at all, at least with a loan that's packaged and sold to Fannie Mae and Freddie Mac. That means you may have to pay a much higher rate.
You can refi your car loan just like you can refi your mortgage. It's even easier and less expensive. There's no appraisal process, and fees are minimal for a new car title. A couple of caveats: Most lenders require that the car be less than five years old and have a minimum loan balance of $7,500.